GPF - FAQ ( Continued )

1.      What is the minimum contribution towards GPF subscription? Whether the amount can be altered by the DDOs?

Ø As per Rule 8(b), the subscription towards GPF should not be less than 6% of emoluments and not more than total emoluments. The DDOs are having no right to alter the subscription fixed by the Government servant. The subscription may be increased twice and reduced once at any time during the year. 

2.      What are all the reasons for which GPF advance can be availed?

Ø  One can take GPF Advance for the reasons of higher education of self, children, legal expenditure, religious vow, obligatory expenses towards betrothal, marriage and other like ceremonies, for purchase of consumer durables such as TV, VCR, washing machines, computers etc.

3.      What are all the reasons for which GPF withdrawal can be made?

Ø  GPF withdrawal may be availed for the reasons of higher education of self, children, legal expenditure, expenses towards betrothal, marriage, purchase of consumer durables such as TV, VCR, washing machines, computers etc. Moreover, withdrawal can also be availed for the purchase or construction of house, repairs or renovation of house etc. If the applicant is having less than 12 months for his superannuation, there is no need to furnish any reason for withdrawal from his GPF account.

     Leave Travel Concession

1.      What are the provisions for the new recruitees in availing LTC?

Ø  After completion of one year continuous service as on the date of journey, new recruits after 01.09.2008 can avail three occasions to their home town and the fourth occasion to anywhere in India in the first four years of service. The same is available for the next block also. After the initial 8 years service, LTC shall be allowed as per normal provisions.

2.      How many times a Government servant can avail LTC in a block of four years?

Ø  LTC can be availed for journey to ‘Home Town’ once in a block of two years and any place in India once in four years in lieu of any one of the two home town LTCs. One can avail two Home town LTCs or one home town and one All India LTC in one block year.

   

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